EU Data Protection and Future Payment Services

Research output: Chapter in Book/Report/Conference proceedingChapter


With the Second Payment Services Directive, the European Union embraces new payment services by tackling some of the legal challenges they trigger. Personal data protection is one of the most critical of such challenges, and it is itself in a crucial transition period. A General Data Protection Regulation is indeed to replace the current Data Protection Directive, coinciding with a progressive consolidation of the EU right to personal data protection. This contribution explores the current and upcoming regulatory challenges in this field. After introducing the EU legal framework on personal data protection, it reviews the data protection provisions of the updated Payment Services Directive, and discusses them critically. The findings are then explored considering the wider context of mobile payments, as well as ‘alternative currencies’.
Original languageEnglish
Title of host publicationBitcoin and Mobile Payments
Subtitle of host publicationConstructing a European Union Framework
EditorsGabriella Gimigliano
PublisherPalgrave Macmillan
ISBN (Electronic)978-1-137-57512-8
Publication statusPublished - 1 Aug 2016


  • privacy
  • data protection
  • payment services

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