Mobile payment models and their implications for NextGen MSPs

Michaël Van Bossuyt, Leo Van Hove

Research output: Contribution to journalArticle

13 Citations (Scopus)

Abstract

Purpose: This paper aims to provide a first overview of important implications of payment models for next-generation mobile service platforms (NextGen MSPs).
Methodology and approach: Our starting point is an existing set of mobile payment models. We modify and expand on these models, in order to be able to highlight implications for NextGen MSPs.
Findings: We identify two different types of payment models for mobile environments: carrier centric models and payment service provider (PSP)-centric models. Instantiations of both categories are already being applied, although not necessarily always in the mobile environment. Both types come with a number of advantages as well as disadvantages. This article argues that combining different models or introducing intermediaries yields solutions that satisfy the requirements of NextGen MSPs for offering a compelling value proposition to their users.
Originality and value of paper: This article is the first to analyze the suitability of existing mobile payment models in the specific context of NextGen MSPs. It also proposes alternative models that provide a better fit with the potential business models for such platforms.
Original languageEnglish
Pages (from-to)31-43
Number of pages13
JournalInfo
Volume9
Publication statusPublished - Aug 2007

Keywords

  • mobile
  • payment models
  • mobile service platforms

Fingerprint

Dive into the research topics of 'Mobile payment models and their implications for NextGen MSPs'. Together they form a unique fingerprint.

Cite this